Commercial Property

From small rental properties to multi-storey office buildings, or from warehouses to retail shopping malls, we have the knowledge and expertise to protect your commercial property with a custom insurance package.

Helping you to determine your buildings’ replacement value and to ensure that your rental income is adequate, are some of the key concerns we shall focus on in order to provide the insurance package that is right for you.
You can be assured that you will receive the best package available from insurers that are well known and respected in the real estate industry.

For further information, or to get a competitive quote, please contact us by email at commercial@standrewsinsurance.com or by telephone at 905-709-1779.

Retirement Living Communities

We appreciate the importance that a retirement community and its facilities play in our neighbourhoods, especially now and in the upcoming years as our population ages. That is why we have teamed up with the very best insurers who can offer a complete solution to a retirement facility.

The custom insurance solution should not only protect all of the physical assets including the premises, but ensure the safety of the residents, staff, guests and volunteers as well.

Important coverages we offer include;

• Property – All Risks
• Loss of Business Income
• Crime
• General Liability

Beyond the above coverages, there are unique differences which need to be addressed properly with the right insurer for the retirement community such as Errors and Omissions protection for the Care Home Administrators.  Abuse Coverage, including legal liability, civil and criminal defence costs. As well as Directors and Officers Liability coverage to protect the Directors and Officers from risks arising out of their fiduciary responsibilities.

To learn more about how St. Andrews Insurance Brokers can provide you with the risk management solutions listed above, at competitive pricing, please contact us by email at commercial@standrewsinsurance.com or by telephone at 905-709-1779.