Your Restaurant or Hospitality establishment is unique and requires special insurance coverage, distinct from other businesses. Our experienced brokers have expertise and understanding of these risks and can provide coverage for:

• Family-style restaurants
• Fast food chains and franchises
• Fine dining
• Night clubs and Private Clubs
• Taverns, Bars, Lounges
• Adult Entertainment
• Billiard Halls, licensed and unlicensed
• Hotels & Motels
• Unlicensed Restaurants such as Cafés, Coffee/Donut Shops and Bakery/Pastry Shops
• Franchise, franchisee, groups and associations

Understanding the risks associated with your business allows you to manage them better and ultimately saves you hundreds or thousands of dollars. Here are some of the areas we will discuss and work with you on to manage your risk.

• Building construction material (age of building and loss history)
• Risk location
• Fire protection
• Burglary protection
• Occupancy class
• Gross receipts and seating capacity
• Past claims experience
• Limits and values
• Deductible amounts

For a free risk assessment, please contact us by email at commercial@standrewsinsurance.com or by telephone at 1-866-621-6980.