While many Canadians find Insurance difficult to understand, St. Andrews Insurance helps with some important facts on what affects the cost of your insurance premiums. Ontario Insurance Companies set their premiums based on historical data and relevant and current facts, about who and what they are going to be insuring. All of this data goes [...]

Independent brokers offer professional, objective advice. When you’re looking for insurance, you want to feel comfortable that you’re getting the right combination of value, price and coverage. That’s why you need an independent insurance broker. At St. Andrews Insurance, we work with 30 different insurance partners to ensure you get the best possible coverage for [...]

The liability of the Directors and Officers of a small business, firm, organization or non-profit group in Ontario are often over looked. The truth of the matter is, the exposure to any Director or Officer, regardless of whether they are full time and on payroll, or act on a part-time volunteer basis, they may be [...]

Insurance is a promise to help you get your life back to normal in case of an accident, theft or disaster. It’s been around for a long time and has become an essential part of everyday living. Without insurance to protect yourself and the things you value, the economy would come to a standstill. It [...]