Life Insurance Products
Flexible solutions to satisfy individuals, families and businesses.
We offer the following life products;
- Term Life – Temporary insurance to cover mortgages or short-term needs. Usually issued in ten year or twenty year terms.
- Whole Life- Permanent coverage for those that wish to maintain coverage for the rest of their life.
- Universal Life- Same as Whole life, but some policies contain cash values and investment choices.
- Key Man Insurance – Provides insurance payable to your company in the event of a death of one of the insured key people who run the business.
Disability Insurance
Disability Insurance provides a monthly income in the event that you are unable to work due to an injury or illness. This type of coverage is crucial for self employed individuals and people who do not have disability insurance through their employer.
Critical Illness
Critical illness is not something we would like to face at any point in our lives. No matter how healthy we may try to be, the risk of getting ill can never be eliminated completely, it is important that we take precautions so that you are able to make the financial choices required to make a difference when needed most. Securing the right insurance now while you are healthy is one way to cover some of the unexpected expenses that could arise as a result of a critical illness.
Contact one of our professionals today for a hassle-free, no obligation quote at life@standrewsinsurance.com.