As an independent insurance broker, St. Andrews works closely with you to design a policy that best meets your needs.
We will….

• consult with you on all aspects of your insurance requirements
• assess your insurance needs and provide you with alternative courses of action
• compare premiums and services of many insurance companies available to us and present you with the best combination of pricing and coverage

Ask about the discounts that may be available to you:

• discounts if you insure two or more vehicles on your policy
• multi policy discounts if we insure your automobile and residential insurance with the same insurance company
• discounts for drivers who are 50 years of age and over
• retiree discount
• driver training discounts for underage drivers
• discounts for students away from home

Ask about additional coverage that may be available to you:

• loss of use coverage for a replacement vehicle should your vehicle be unavailable due to an insured loss
• coverage for damage to a rental car while on a business trip or vacation
• waiver of depreciation on new cars within 24 months of delivery
• up to $2,000,000 liability limit
• coverages for classic & antique vehicles
• accident protection for drivers with clear records