Why do you need home insurance? Your house is your largest asset and contains your most cherished possessions. As an independent insurance broker, St. Andrews works closely with you to design a policy that will protect your home and contents.
We will….

• consult with you on all aspects of your insurance requirements;
• assess your insurance needs and provide you with alternative courses of action;
• compare the premiums and services of many insurance companies available to us and present you with the best combination of pricing and coverage.

Ask about the discounts that may be available to you:

• multi policy discount if we insure your automobile and residential insurance with the same insurance company;
• discount for newer homes;
• claims free discount;
• discount for non-smokers;
• mature age discount;
• discount for an approved alarm system;

Ask about additional coverage that may be available to you:

• sewer backup;
• expenses related to identity theft;