In Ontario, motorcyle owners must carry insurance by law. The standard insurance policy covers the following:

• Third-Party Liability – protection in the event that you cause a loss or damage to another person
• Accident Benefits – offers benefits such as loss of income if you are injured in an accident
• Uninsured Automobile Coverage – protects you in the event of death or injury caused by an uninsured motorist

Ask about additional coverage that may be available to you:

• All Perils, Collision, Comprehensive and Specified Perils – covers loss or damage to your motorcycle caused by collision, fire, theft and many other perils
• Increased accident benefits – many of the basic accident benefits coverages can be increased for an additional premium

Consider taking a motorcycle training course as you may be eligible for a lower premium.

As independent insurance brokers….

• we will consult with you on all aspects of your insurance requirements;
• we will assess your insurance needs and provide you with alternative courses of action;
• we will compare the premiums and services of many insurance companies available to us and present you with the best combination of pricing and coverage.