While many Canadians find Insurance difficult to understand, St. Andrews Insurance helps with some important facts on what affects the cost of your insurance premiums. Ontario Insurance Companies set their premiums based on historical data and relevant and current facts, about who and what they are going to be insuring. All of this data goes [...]

Independent brokers offer professional, objective advice. When you’re looking for insurance, you want to feel comfortable that you’re getting the right combination of value, price and coverage. That’s why you need an independent insurance broker. At St. Andrews Insurance, we work with 30 different insurance partners to ensure you get the best possible coverage for [...]

Assuring Payment and Performance for Construction Projects The construction business contains a lot of risks, financially. Failure to perform on the part of the contractor or his staff results in much stress and lost time and money, spiraling down to even more losses for the project owner thereafter. Bonding for construction protects owners and developers [...]

The liability of the Directors and Officers of a small business, firm, organization or non-profit group in Ontario are often over looked. The truth of the matter is, the exposure to any Director or Officer, regardless of whether they are full time and on payroll, or act on a part-time volunteer basis, they may be [...]

Family, Career Status Should Be Reflected In Your Policy Coverage Major purchases and lifestyle changes such as marriage, divorce or retirement can have a profound effect on your insurance needs, so an annual coverage review is always a good idea, according to the Insurance Information Institute (I.I.I.). “Discussing your current insurance needs with your agent, [...]

From Commercial Property Insurance to General Liability, we help you protect your business.

We are a full service insurance brokerage, offering a comprehensive line of personal insurance solutions.

As an independent brokerage, we can tailor a Group Insurance or Benefits policy that is just right for you.

Our professional advisers can assist you with Estate Planning, RRSP Investments, Life Insurance and more.

Insurance is a promise to help you get your life back to normal in case of an accident, theft or disaster. It’s been around for a long time and has become an essential part of everyday living. Without insurance to protect yourself and the things you value, the economy would come to a standstill. It [...]